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Help for Consumers

Learn more about insurance, banking, financial services, and protecting yourself from fraud and foreclosure.

Applications & Licensing

Learn more about licensing, applications and electronic submissions via our portal.

Who We Supervise

Learn more about the institutions we supervise or search for a particular entity, branch or location.

Welcome to the Department of Financial Services

The New York State Department of Financial Services, created by combining the New York State Banking and Insurance Departments aims to modernize regulatory oversight of the financial services industry. Superintendent Lawsky’s key objectives for the new Department are enhancing New York’s status as the world’s financial center, vigorously protecting consumers, and preventing systemic risk. Learn More...

Public Hearing on Force-Placed Insurance - Learn More Here...

Lost Policy Finder

A tool for locating lost life insurance policies on a deceased immediate family member. (See Press Conference Video)

Force-Placed Insurance

If you have had insurance force-placed on your home, share your story.

Recent Developments

Department Highlights

Foreclosure Relief Unit

The Department's Foreclosure Relief Unit assists homeowners in, or at risk of foreclosure. The Mobile Command Center visits communities disproportionately impacted by foreclosure.

Healthy New York

Healthy NY assists small business owners in providing employees and their families with health insurance.

Prior Approval Law

The Prior Approval law gives the Department the authority to review and approve health insurance premium rate increases before any changes take effect.

Flood Insurance Information for Consumers

Learn more about flood insurance, how flood damages are treated by insurance policies, and what to do if your property is damaged due to flood.

 

Photo of Governor Andrew M. Cuomo and link to Governor's Website

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New York State Department of Financial Services

 

Photo of Superintendent Benjamin M. Lawsky and link to his biography page